$$$$ - Money - $$$$
Money, wonderful money. Money, glorious money. Let us sing in praise of money. Bread, cabbage, cash, chink, chips, clams, coin, coin of the realm, coupons, currency, dinero, do-re-mi, dough, filthy lucre, greenbacks, jack, kale, legal tender, lettuce, long green, loot, lucre, mazuma, mazulah, moolah, pesos, plunder, rupees, scratch, shekels, smackers, sugar, swag, treasure, wampum. By any name, money circulates through every part of your life like blood circulates through every part of your body.
As far as money is concerned, most human beings live from month-to-month or, less fortunately, from day-to-day. The kind of money that only remains in your wallet long enough for you to pay your bills - bill money - is not the kind of money that changes your life. Bill money keeps your life from getting worse but it does not make it better.
It is surplus money that is the good kind of money. Surplus money is the money that remains in your account after your obligations to your essential creditors and your grocer have been satisfied. Surplus money is the money that you should use to keep yourself out of debt, except for the strategic debts that are part of a personal economic plan. Surplus money is the money that will see you through an unexpected crisis like the bankruptcy of your employer or the illness of a family wage earner. Surplus money buys accountants, doctors, psychiatrists, bodyguards, lawyers, ghost writers, advisors, tutors, and other problem solvers. Surplus money is the kind of money that will solve your problems and advance you toward your goals. Surplus money will also attract lovers, and their love may well be genuine. Some find wealth to be as attractive as a cute butt, a love of pets, a desire to take long walks on the beach, or a hot car. There are others, of course, who love only the money, not the woman who has it.
Unless you are currently wealthy, you need to be building a pile of surplus cash for the unknown demands of the future. The way to increase your supply of surplus money is to spend less than you earn. (This is not rocket science.) If you are spending less than you earn, then you are handling your money well. Try to earn even more and spend even less until you possess a comfortable bundle of swag. If you are spending more than you earn, then your life is out of control.
The surplus income of your Domain is the fuel that will protect you and advance you toward your goals. The golden rule of money is this:
Any resource that is not carefully tracked will be squandered.
This means that someone, probably you, will have to do the tracking. This is difficult for most of us. We love to be generous to those we love. We want others to be aware of our successes so they will admire and envy us. We wish to display our high social status for others to see and envy. In a consumer society, we can do all of this by decorating our homes with expensive doo-dads and our bodies with expensive textiles, minerals, leather, and metals. Some of us try to reduce our own insecurities by covering them up with expensive clothing and jewelry.
Some of the most brilliant men and women in our society design the marketing campaigns that stimulate our envy, our insecurities, our desire, and our vanity. They then convince us that their expensive junk will satisfy the emotional needs they created in us. They have transformed us into a population of consumer junkies, forever lusting after another fix of fad, fashion, gadgets, and clutter. When it comes to money, many of us are out of control, squandering resources on products that improve our lives very little, if at all. We shop for recreation. A trip to the mall is considered entertainment by many. People read catalogs instead of novels or magazines for pleasure. When we get unexpected money, we start fantasizing about which product we should purchase with it.
In your Domain, you must establish firm control over the expenditure of money and other exhaustible resources. This is because the others in your Domain will spend your cash and squander your possessions without regard to the value that is gained. They will go through your resources like tomorrow will never come.
Consider the diamond, a precious stone. In terms of weight, brilliance, hardness, clarity, fire, and cut, a cubic zirconium has about as much value as a diamond. It is only in price that they differ. The real differences between the two stones are detectable only by a jeweler or a scientist. So why would anyone pay more for a diamond if it has no practical superiority over a cubic zirconium?